Catalyst for Homes (C4H) is a groundbreaking Community Interest Company (CIC).
C4H aims to channel large scale investment via a property trust (C4H-PT) to create mixed tenure communities that provide investors with a scalable investment with low risks but commercial returns.
This is a first of its kind finance and delivery solution, by a CIC without Government subsidy.
The outline is simple;
C4H builds for the property trust C4H-PT which receives three incomes, a Registered Provider (RP) long term social bond equivalent, a long term private sales and rental income, and the C4H developer profit accrued by C4H-PT as and when it purchases the newly built private homes. The blending of these incomes uniquely produces substantially underwritten returns.
C4H-PT repays the profit over 30 years, when ongoing returns hit agreed minimums. As a community interest company C4H is not seeking to extract profit from its work but to reinvest the surplus which it creates into community investment and social enterprise.
Creating an attractive pension fund investment, with secure delivery continuity and unprecedented levels of social investment regardless of prevailing market conditions are core objectives.
Our solution amalgamates pension fund investments to deliver new communities, resolving an issue not addressed by any other solution to date – namely viability and yield protection to attract investment. I hope you will find here sufficient information here to investigate our vision with us further.